Jefferson Bank and Trust Company Privacy Policy
NOTE: Never send confidential or account related information via our online response form or email, as they are NOT SECURE.
Protecting your privacy:
We at Jefferson Bank and Trust Company view protecting your privacy as one of the basic components of our business, just as we protect the financial assets you entrust to us. You have chosen us as your financial institution and we recognize our obligation to keep the information you provide to us safe and secure. Our commitment to protect the privacy of your personal information is a duty we do not take lightly. We also train our employees to understand and enforce these policies. Whether you visit us at one of our convenient locations, or on the telephone using CARL, or on the internet at www.jeffersonbank-stl.com, you can be assured that maintaining the privacy of your information is of the utmost importance.
What information we collect:
We may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, or others; and
- Information we receive from third parties such as a consumer reporting agency
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.
What information we disclose:
We are permitted under law to disclose nonpublic personal information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to consumer reporting agencies. We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our security procedures:
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. Employees who violate these standard will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
For our Internet Customers:
About Cookies:
A "cookie" is a small text file or text identifier placed on the end users' computers. Cookies are commonly used on websites and do not harm end users' systems. Pre-expired cookies are used in the JBT Direct Internet Banking product. The cookies are common across an entire session and end users must accept all cookies while accessing their accounts. All private data stored in cookies by the Internet Banking system are encrypted, and for internal use only.
REVISED: 03/2004
NOTE: Never send confidential or account related information via our online response form or email, as they are NOT SECURE.
For more information, call us today at 314-621-0100, or send your inquiries directly via our online response form!
